I wasn't there for that moment — but I've spent a significant part of my career living out what it set in motion. A single policy, written by a small team in Tennessee with a belief that specialty insurance could be done differently. That relationships mattered more than transactions. That partners deserved more than a product — they deserved a platform they could count on.

Forty-five years later, I'm proud to say we never lost sight of that.

Bodnar's arrival at Lumos comes at a pivotal moment. The 45-year-old carrier is building a suite of senior-focused life, health, and long-term care solutions—each grounded in the company's hallmark underwriting rigor and long-term risk discipline. For Bodnar, the mission is not just to launch products, but to redefine how retirees and their advisors approach aging, income, and care as connected parts of a single financial story.

Here in his own words is what Vince Bodnar and Lumos seek to achieve.

Lumos Insurance President Vince Bodnar was featured in a ThinkAdvisor analysis examining the long-term care annuity market and the acute need for products serving seniors already in care. Bodnar, an actuary with more than 30 years of experience designing and pricing LTC products, spoke to the market gap facing families in their 70s and 80s who need income now — and Lumos's efforts to develop a reinsurer-backed senior markets retirement services solution to address it.

The Plateau Group, a multi-line insurance company serving financial institutions and facilitating new product programs since 1981, today announced it will operate under a new brand: Lumos Insurance.